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“While money can't buy happiness, it certainly lets you choose your own form of misery.”  Groucho Marx

Why the deficit is not as big of a deal as people think it is.  So stop worrying about it so much!

My latest Blog entry

What is Budgeting?

How our Budgeting system works

money 101 - a history

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Getting a handle on debt in 2026 - the Credit Card Version and the 0.00% Intro rate shuffle

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You are the only thing standing in the way of your happiness - and other Fairy tales.

Image by Markus Winkler

The biggest financial news story of the week - and my take on it. 

DISCLAIMER: AverageLas is NOT a Financial Advisor, Financial Planner or a CPA.  We are not giving financial advice, nor do we pretend to do so anywhere on this website, Patreon program, any of the media released or through any other means.  The role of this site is simply to present the findings of about 30 years worth of research about financial topics.  By interacting with AverageLas, FMLC, LLC, all owners or distributors of this material, you acknowledge that this page is for informational purposes only.   FMLC, LLC - 382 NE 191st St PMB 664644, Miami, FL 33179.  All information contained on this site is for educational and/or informational purposes only.  There should be no expectation for legal or financial advice to be given nor is it intended for such purpose.  All information contained herein is made available for public use without limitation and/or implied copyright infringement except for the name "FMLC, LLC" which cannot be used for any purpose and is the property of L Squad, Inc.    All name, address, contact information or other company identifying mark is the property of L Squad, Inc - Copyright L Squad, Inc 2025 - All Rights reserved.

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